Mortgage Calculator
Principal + rate + years → monthly payment, total interest, full amortization table (downloadable CSV).
Monthly payment$1,896.20
Total paid$682,633.47
Total interest$382,633.47
Amortization table
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $1,896.20 | $271.20 | $1,625.00 | $299,728.80 |
| 2 | $1,896.20 | $272.67 | $1,623.53 | $299,456.12 |
| 3 | $1,896.20 | $274.15 | $1,622.05 | $299,181.97 |
| 4 | $1,896.20 | $275.64 | $1,620.57 | $298,906.34 |
| 5 | $1,896.20 | $277.13 | $1,619.08 | $298,629.21 |
| 6 | $1,896.20 | $278.63 | $1,617.57 | $298,350.58 |
| 7 | $1,896.20 | $280.14 | $1,616.07 | $298,070.44 |
| 8 | $1,896.20 | $281.66 | $1,614.55 | $297,788.79 |
| 9 | $1,896.20 | $283.18 | $1,613.02 | $297,505.60 |
| 10 | $1,896.20 | $284.72 | $1,611.49 | $297,220.89 |
| 11 | $1,896.20 | $286.26 | $1,609.95 | $296,934.63 |
| 12 | $1,896.20 | $287.81 | $1,608.40 | $296,646.82 |
| … 336 more rows (download CSV for full table) … | ||||
| 349 | $1,896.20 | $1,777.18 | $119.02 | $20,195.97 |
| 350 | $1,896.20 | $1,786.81 | $109.39 | $18,409.16 |
| 351 | $1,896.20 | $1,796.49 | $99.72 | $16,612.67 |
| 352 | $1,896.20 | $1,806.22 | $89.99 | $14,806.45 |
| 353 | $1,896.20 | $1,816.00 | $80.20 | $12,990.45 |
| 354 | $1,896.20 | $1,825.84 | $70.36 | $11,164.61 |
| 355 | $1,896.20 | $1,835.73 | $60.47 | $9,328.88 |
| 356 | $1,896.20 | $1,845.67 | $50.53 | $7,483.21 |
| 357 | $1,896.20 | $1,855.67 | $40.53 | $5,627.54 |
| 358 | $1,896.20 | $1,865.72 | $30.48 | $3,761.82 |
| 359 | $1,896.20 | $1,875.83 | $20.38 | $1,885.99 |
| 360 | $1,896.20 | $1,885.99 | $10.22 | $0.00 |
About Mortgage Calculator
The Mortgage Calculator estimates what a home loan will cost. Enter the principal, the annual interest rate, and the term in years, and the tool returns the monthly payment, the total interest paid over the life of the loan, and a full amortization table showing how each payment splits between principal and interest. The table can be downloaded as a CSV file.
Every calculation runs in your browser, so the loan figures you enter are never sent anywhere. It is useful for comparing offers, seeing how a different rate or term changes the monthly payment, and understanding how the balance falls over time.
Frequently asked questions
- What is an amortization table?
- It is a row-by-row schedule showing each payment and how much of it goes to interest versus reducing the principal.
- Does it include taxes and insurance?
- No. The result covers principal and interest only; property tax and insurance are not included.
- Can I export the schedule?
- Yes. The amortization table can be downloaded as a CSV file for use in a spreadsheet.